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Topic ClosedTravel insurance, Aussie going to NZ

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thorpef1 View Drop Down
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Direct Link To This Post Topic: Travel insurance, Aussie going to NZ
    Posted: Apr/27/2011 at 9:31pm
Hey everyone.

I will be going over to NZ with a few mates (6 of us in total) from Aus in July for a week to hit the snow.

I was looking at getting travel insurance and was wondering who i should be looking at.

Im hoping to to include the car we are hiring, whilst on the snow and any other general travel stuff such as theft, injury etc.

Who have you been with previously and what is your experience with them?


Cheers
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humdingaling View Drop Down
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Direct Link To This Post Posted: Apr/27/2011 at 9:39pm
ill stick with snowinsurance.com.au 

http://www.trusnow.com/forum/forum_posts.asp?TID=46615

read bottom of page 1Smile


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Direct Link To This Post Posted: Apr/27/2011 at 11:17pm
with snow insurance, would that cover your entire travel or just the period on the snow? would you recommend it for say a week on the slopes then a few weeks travelling around or just purely for nothing but a trip to the snow?
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Direct Link To This Post Posted: Apr/27/2011 at 11:28pm
If you're going to NZ, you'll find that a lot of insurers only cover you for your time in NZ, not the domestic travel involved in getting from home to the airport, even if your trip dates are inclusive of the domestic travel period. It covers you for the whole time you're in the country, not just when you're on the snow.

The difference between snow insurance and normal insurance is that it covers for snow-specific activities, like resort closure due to bad weather/damaged gear, whereas your normal travel insurance wouldn't cover the resort closure.

You should have your insurance to cover your whole trip, not just when you're on the snow. Because if you only put the dates you're on the snow, and your board gets flogged a week later while you're travelling or you're crook and need to go to hospital, you won't have any cover.

Also, snow insurance won't cover you if you're boarding while drunk/drugged.. and won't cover you if you injure yourself while doing something out of your depth (ie: a complete beginner trying to go down a double black, or trying to do park).

Allianz is good for travel insurance!
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Direct Link To This Post Posted: Apr/27/2011 at 11:50pm
Yeah obviously about the whole drunk/drugged thing, I don't think any insurance company would cover you. With the whole coverage, i was asking more broadly if its like a special insurance cover for when you're purely on the mountain - i.e for resort closures and lost boards etc or whether it will cover general travelling too. Cheers for clearing that one up, i'll have to check that one out next time i'm heading off for a trip to the snow.
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Direct Link To This Post Posted: Apr/28/2011 at 4:01pm
snowinsurance is run by the same mob with do TID (travel insurance direct)
both are underwritten by Allianz

coupon code still works i believe "TIDTHANKS"
gives 10 bucks off quote

ive used both before, never had to claim *knock wood* 
so cant really comment on how good they are for claims but service and price seem fine

always get courtesy email on return to make sure i don't have anything to claim and if i do, this is what i need to fill in and when i need to do it by which is a nice gesture.

just purchase your snow "enhanced" (ie it covers normal travel + snow specific benefits) for the time you plan on snowboarding it does cost a whole lot more for snow special cover 
was about 40 bucks a week difference (i just did a quick check for 1 week in NZ)

you can choose snow specific for whole trip if you want just do the maths yourself though to see benefit vs convience

ie i rather just pay a 20-40 buck difference just to have one insurance policy for whole trip instead of multiple. 

as always with insurance...please read the product disclosure statement yourself so you understand what it covers
Don't approach a goat from the front, a horse from the back, or a fool from any side..
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thorpef1 View Drop Down
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Direct Link To This Post Posted: May/01/2011 at 2:58pm
Cheers for that humdingaling
And thanks for the $10 off code.

I will be looking at buying it for a group of 8 of us so i might see if they do a group discount.

Ill contact them today.

Cheers
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winze View Drop Down
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Direct Link To This Post Posted: May/02/2011 at 4:55am
Yer my friends used them on their NZ trip last year and they got a discount for a group of 8. Just got to talk to someone on the phone and see what you can swing.
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Direct Link To This Post Posted: May/02/2011 at 6:13pm
no wakkas

good to know about possible group discount next time we go back

wonder if it will be more than the $10 discount though
will wait and see Smile
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Direct Link To This Post Posted: May/04/2011 at 2:25pm
last year i used snowinsurance as well.. i couldn't get a discount with 4.. but i tired.. hehe
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Direct Link To This Post Posted: May/04/2011 at 3:24pm
received a different coupon code
"HOPON"
which is 10% instead of 10 bucks off

may work out cheaper (think it does for family quotes)

anyway you can do the maths if its better for you Wink

*still working today....dont know how long this code will be up for but the TIDTHANKS has been going for almost 2 years now LOL
Don't approach a goat from the front, a horse from the back, or a fool from any side..
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Direct Link To This Post Posted: May/05/2011 at 2:33pm
where do u find these coupon codes?
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humdingaling View Drop Down
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Direct Link To This Post Posted: May/08/2011 at 3:31pm
im part of secret society of penny savers!!!..... 


also im on the mailing list LOL


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thorpef1 View Drop Down
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Direct Link To This Post Posted: May/10/2011 at 2:16pm
I heard back from them about a group discount.

They said i was eligable for a 10% off each policy (need to be taken out individually)

So looks like the $10 off will be cheaper.

Cheers humdingaling
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Direct Link To This Post Posted: May/10/2011 at 4:13pm
no wakkas
10 bucks off = free beer or 2 
Don't approach a goat from the front, a horse from the back, or a fool from any side..
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